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Getting older unfortunately might mean getting used to new limitations. However, making healthy lifestyle changes can improve your quality of life no matter what age you start at. So, instead of staying…

A mortgage is often the largest loan you’ll ever take out, and looking at how much interest you’ll pay over the full term can often feel daunting. The good news is that…

Often dubbed the “most hated tax” in the media, Inheritance Tax (IHT) is a tax on your estate when you pass away, which could reduce how much you leave behind for family…

A cashflow model is a valuable tool that lets you understand how the value of your estate and individual assets might change in the future. But, to get the most out of…

Using allowances and exemptions could reduce your overall tax bill and help you get more out of your money. On 5 April 2025, the current tax year will end, and many tax-efficient…

Political instability in Europe and further afield affected investment markets in December. Read on to find out what other factors may have influenced your investment returns at the end of 2024. Remember…

Interest rates are expected to fall in 2025. If you’re a homeowner, it could present an opportunity to reduce your mortgage repayments and boost your finances overall. The Bank of England (BoE)…

Key changes, like interest rates falling and Stamp Duty thresholds rising, are likely to affect the property market in 2025. Whether, you’re buying, selling, or simply interested in how the value of…

While the saying might be “money can’t buy happiness”, research suggests that financial stability certainly plays a role in your overall wellbeing. In retirement, when you’re no longer earning a salary, finding…

As 2024 draws to a close, we feel that our Christmas message should be full of optimism and positive notes for 2025. 2024 has seen a new government formed with the promise…