If you are looking for local financial advice in Manchester then contact Suttons Independent Financial Advisers.
We have been established over 20 years and are based in the quiet leafy suburbs of Sale, South Manchester.
Whether you’d like to invest for your future, buy a property, plan for retirement or preserve your finances to leave a legacy for your family then we can assist you with unbiased advice to help you meet your goals.
Local financial advice
At Suttons Independent Financial Advisers, we retain a strong links with Trafford, South Manchester and Stockport, including areas such as:
M19 Levenshulme
M19 Burnage
M20 Didsbury
M20 Withington
M21 Chorlton cum hardy
M21 Barlow Moor
M22 Wythenshawe
M22 Northenden
M23 Baguley
M23 Brooklands
M31 Carrington
M31 Partington
M32 Stretford
M33 Sale
M33 Brooklands
M41 Urmston
M41 Davyhulme
M41 Flixton
M41 Trafford Park
WA Altrincham
WA Bowdon
WA Hale
M/SK Hazel Grove
M/SK Cheadle
M/SK Gatley
SK Bramhall
SK Stockport
Looking for financial advice
Our advisers will be pleased to help with a range of financial advice, such as:
- Pensions & retirement planning
Whether it is setting up a pension, planning for retirement or deciding when to take benefits, we can assist with:
- Pre-retirement retirement planning (pension advice)
- Pensions and Self-Invested Personal Pensions (SIPPs)
- Post-retirement planning (annuities and pension draw down)
- Assessing retirement income streams and tax planning
- Financial planning and wealth management
We offer a broad range of financial planning advice to help you grow and protect your money, including:
- Investment advice and investment strategies
- Savings advice (e.g., stocks and shares ISA)
- Investment portfolio planning, allocation, risk management & review
- Divorce advice
- Wills, gifting and trusts
- Old age and care planning
- Inheritance tax planning and estate planning
- Cross generation tax planning
- Financial Protection
Ill health, injury or death are common concerns that should be considered when it comes to meeting mortgage commitments, paying bills, providing for a family or protecting a business. We are happy to discuss financial protection products such as:
- Life Insurance
- Income Protection
- Critical Illness Cover
- Key Person Cover and Business Loan Protection Cover
- Private Medical Cover.
We also own and manage Sports Financial Services (www.sports-fs.co.uk) so are able to provide specialist financial protection advice if you engage in hazardous sports and occupations.
- Mortgages
We can also help with independent mortgage advice. Whether you are a first-time buyer, looking to remortgage, build a buy-to-let portfolio or undertake property investments then we here to help.
Your first meeting with an independent financial adviser
The format of your first ‘getting to know you’ meeting with us will depend on your needs.
The purchase of a simple financial protection product may be straightforward and could include few questions about health, occupation and lifestyle.
A discussion about financial planning will be a bit more in-depth and could involve building a picture of your income, investments, bills, outgoings and tax liabilities. This will help us build a cash flow model of your current and future life.
We’ll then look at any differences between your current situation and aspirations in order to set achievable financial goals taking into account your age and attitude to investment risk.
The result will be a personal plan derived from our understanding of your needs.
How much does financial advice cost
We’ll offer you an initial no-risk, free, no-obligation meeting where you can discuss your needs. Following this meeting we will develop a personal proposal outlining a solution to your stated needs.
For simple financial products, for example life insurance, we’ll receive a commission payment from the product provider. This will be disclosed, in advance, in the documentation you receive from us and the product provider. We may in certain instances charge a fee, for example, where the commission payment from a mortgage lender does not cover the minimum costs of our advice.
More complex investment advice and pension products are paid for differently based on a percentage fee of the investments arranged with our advice. The percentage fee can vary based on the complexity of your situation and the advice required.
Regular reviews and continuous communication
Once you are a client, we’ll offer you regular reviews so that you can assess how the financial solutions we have offered you meets your lifestyle, attitude to risk and goals.
Such meetings will also allow us to update you on new financial providers, new financial products or new terms that were not previously available.
Our aim is to develop a long-term relationship to help and support your financial needs at different stages of life and preserve your wealth through generations.
Independent financial advice
As independent financial advisers we are not tied to a specific providers or products and are therefore free to source from the whole of the market to find financial products and services to suit your needs.
Financial advice – trust and credibility
We believe we offer a great service and you can check out our reviews on Vouched For here:
www.vouchedfor.co.uk/firm/4186-suttons-independent-financial-advisers
In addition, you can view our individual team profiles here:
Harvey Sutton – Financial Advice
https://www.vouchedfor.co.uk/financial-advisor-ifa/sale/064194-harvey-sutton
Ben Preston – Financial Planning Advice
https://www.vouchedfor.co.uk/financial-advisor-ifa/sale/05813-ben-preston
Ben Horsfield – Mortgage Advice
https://www.vouchedfor.co.uk/mortgage-advisor/sale/064195-ben-horsfield
Lisa Davies – Pension Advice
https://www.vouchedfor.co.uk/financial-advisor-ifa/sale/028465-lisa-davies
Rob Ferguson – Mortgage Specialist
https://www.vouchedfor.co.uk/mortgage-advisor/sale/064040-rob-ferguson
We are authorised and regulated by the Financial Conduct Authority and our FCA number is 455848.
Next steps
To book a financial advice appointment or discuss your needs please contact:
Suttons Independent Financial Advisers
Trinity House
114 Northenden Road
Sale
Cheshire
M33 3HD
Call: 0161 969 1703
Email: info@oursocialteam.uk
Or submit an enquiry here: www.suttonsifa.co.uk/contact-us/
We recognise that the traditional 9am to 5pm does not always suit the modern times – so rest assured we are happy to discuss your needs at times that suit your busy lifestyle (just let us know the time and day that suits you).
We’ll be happy to discuss your needs face to face at our office (a beautifully converted chapel) in South Manchester, by telephone, by video call, at your workplace or at your home.
September 2021
